Everybody loves a great deal, especially when it comes to buying a home. If you’re aiming to stretch your dollars and get the most house for your money, snagging an awesome mortgage rate is essential. Let’s chat about how you can secure the best mortgage rates and make smart moves in your home buying journey!
Mortgage Rates: The Charm of Going Local
After navigating the Mesquite Real Estate market for many years, I’ve got the inside scoop on who offers the best mortgage rates. My adventures have taken me from cozy local lending offices to the big desks of multinational banks, and time and again, local lenders come out on top.
Why do local lenders win?
It’s all about the personal touch. They take the time to get to know you—not just your financial stats but your home dreams and plans. This personal approach means they’re more flexible and willing to sift through their options to find rates that make you smile.
Bottom Line:
Local lenders thrive on personal connections and your satisfaction. They’re invested in your happiness because your recommendations keep their doors open.
Bottom line—if you want the best rates, think local first!
Mortgage Rates: Don’t Forget About Your Credit Score
A key player in the mortgage game is your FICO score. The better your score, the better the rates you can unlock. Before you dive into house hunting, take a moment to check and understand your credit score.
Local lenders are wizards at helping you boost your credit score. Need to pay down some debt? Restructure your financial commitments? They’ll guide you every step of the way, making sure your credit is in top shape to get you the lowest rates possible. This hands-on help can be a game-changer in your mortgage journey.
Mortgage Rates: The Best Local Programs
Noticing a trend? If you want more home for your money, you need a competitive mortgage rate. And the secret sauce to getting the lowest rates? It’s all about working with a local lender who really gets to know you and understands the best products and services for your specific needs.
Plus, local lenders have access to some incredible programs. Ever heard of the “My Choice Texas Home” Assistance program? If you qualify, you could get up to 5% down and the closing cost paid to help purchase your Mesquite home! Why not give me a call today at 214-587-5867 to learn more about these amazing opportunities and start your journey with a fantastic local lender?
Wishing you the best day ever!
Kellan Hickman
Creek Crossing Living 